Being a mother is very stressful, but being a single mother is downright hard. Many single
mothers find that they have a very difficult time just paying basic bills, and they always seem
to be scraping by financially.
Oftentimes, in order to work, they must spend a huge portion of
their paycheck on childcare expenses.
If this is your story, you're in luck. The government can
help. There are many ways to get money help for single moms – and some of them
may be right under your nose.
Cash Assistance for Single Moms
There are government programs that have been set up for the sole purpose of helping single
mothers and other low-income individuals during times of financial strain. Although the
government does not intend for this money help for single moms to be a
permanent solution, it can help temporarily ease the financial burden of raising children. Some
government money for single mothers can help cover daily living expenses,
including food and childcare.
Cash assistance is one example of
government money for single mothers. Although this type of government
assistance is meant for needy individuals in general, single mothers often qualify simply
because they fall under the income guidelines. To calculate how much cash assistance you
may qualify to receive every month, the government takes information such as your
household income and living expenses into account. You can use this government money to
purchase necessities like:
- Cleaning supplies
The government does not intend for you to use funding for single mothers of
this kind as a permanent solution. In fact, most areas usually have a limit on the length of
time that you can receive this type of government money for single mothers.
Most areas will also require that you actively seek employment, attend employment-training
classes, or further your education in order to receive the money. Call and make an appointment to Visit your local Department of Health and Human Services (DHHS) to apply for assistance. Specific business grants for Single Women are also available, if they plan to undertake some business initiative to improve their standard of living.
Even if you do not qualify for cash assistance, you may still be able to receive other types
of government money. For instance, you may qualify to receive money to help buy groceries. The
government refers to this kind of funding for single mothers as "food stamp
assistance," and you may only use it to purchase food for your household. As with cash assistance, your monthly income and bills, as well as the size of your household, determine the amount of money that you will receive to buy food. Also it is worthy to note that state-wise also one can look for specific help. Eg. If we talk about help for single mothers in Alaska, there are good number of programs that target to help single moms.
Childcare Money for Single Moms
Some government money for single mothers can help pay for the cost of
childcare. You can often use these funds for single mothers to pay for certain types of
childcare, including babysitters, day cares, and after school programs. You will often
qualify for this type of funding if you meet the income guidelines. You must also be
working, attending school, or seeking employment as defined by your DHHS worker when you
visit the agency.
One often-overlooked way to get government money is through your federal income
tax refund. Generally, most parents – whether they are single or not – will receive an income tax refund as well as additional money for each child that they support. Depending on your income and the number of children that you support, this money could be enough to buy a used car or put a down payment on a small home. There are a number of online tax calculators available that can give you a better idea on what you can expect to get back. Also you may get some useful insights for your day-to-day challenges by looking at books like The Complete Single Mother.